30 years in Houston. Now running on AI.

Your income
is your credit.
Your OS should
be just as sharp.

PlugOS is the operating system purpose-built for automotive finance operations. Leads, payments, customer relationships — all running autonomously, 24/7.

47 Active contracts managed
$189K Portfolio tracked in real-time
12 Applications this week
PlugOS — Dashboard
Applications
12
Approved
8
Portfolio
$189K
Pipeline
Applied5
Under Review4
Approved2
Funded1
Houston Metro — Customer Density

How it works

Every lead, handled.
Every payment, on time.

01

Leads come in

Applications hit your dashboard the moment someone submits. No more lost emails, no missed calls.

02

AI follows up

For applicants who start but don't finish, AI sends personalized SMS and email reminders at the right time.

03

Payments tracked

Automated reminders 3 days before due dates. Late payment outreach handled automatically.

04

Credit builds

Every on-time payment reported to the bureaus — tracked, confirmed, and communicated to customers.

Built different

Why PlugOS is built for
automotive finance

Income-first underwriting

Track employment history, income documentation, and down payment strength — all in one view per applicant.

📊

Portfolio analytics

See your active contracts, payment histories, and portfolio health broken down by status, vintage, and customer profile.

📧

Automated reminders

AI sends SMS and email payment reminders 3 days before due dates. Late follow-up sequences run on autopilot.

🎮

Bureau reporting tracked

Mark payments as reported to the bureaus. Build a log your customers can trust — and that protects you.

📍

Houston metro map

Customer locations visualized by neighborhood. Spot where your customers are concentrated and where gaps exist.

🔔

Appointment scheduling

Customers book appointments from your calendar. Confirmations, reminders, and rescheduling all handled automatically.

The deal

From messy
to managed.

Most BHPH operations run on a combination of sticky notes, text threads, and whatever spreadsheet was last saved. PlugOS replaces all of it with a single system that knows where every lead is, every payment due, and every customer relationship in real-time.

No more lost leads No more missed payments No more manual follow-up
Before — Manual
  • Leads buried in email inbox
  • Payment reminders sent by hand
  • No visibility into portfolio health
  • Customers fall through the cracks
  • No bureau reporting proof trail
After — PlugOS
  • Every lead surfaced instantly
  • Reminders sent automatically
  • Portfolio dashboard live 24/7
  • AI follows up, you close deals
  • Bureau log updated per payment
Limited Spots Available

Your customers need wheels.
Your operations need more hands.
PlugOS is the third.

You've spent 30 years building trust in Houston. PlugOS gives you the infrastructure to scale that trust without adding staff.

30+ Years of Houston market expertise
100% Bureau reporting on every payment
24/7 AI running your operations